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CAAT Pension Plan


CAAT Pension Plan Website

The CAAT Pension Plan is a multi-employer plan that represents the employers that make up the Ontario Colleges of Applied Arts and Technology. Keep up to date on member information and read the newsletter!


CAAT Member News

Keep up to date on member information. Read the online News and Newsletter.


Estimate Your Pension

3 steps to an estimate of your future pension.


Estimate Your Cost to Purchase Service

Use the Actuarial Cost Estimator to get an estimate of the cost of your 100% member paid service purchase.


Pension Rates

You contribute a percentage of your earnings into the Plan each pay period, and your employer matches your contributions dollar for dollar. The contribution rates are set by the Plan’s Governors.


CAAT Pension Part-time Website

As a part-time (or full-time contract) employee of the Ontario College system, you have the option to join the CAAT Pension Plan at any point during your employment. Choosing whether or not to join the Plan is an important decision, and one that should not be taken lightly. Once you have joined the Plan, you remain a member. While you are employed by a participating employer you cannot opt out and stop contributing.


CAAT Pension Part-time Info Kit

The CAAT Pension Plan is a multi-employer plan that represents the employers that make up the Ontario Colleges of Applied Arts and Technology.


Part-time Pension Road Test

Get an estimate of your contributions and future pension.